Terms of Service
Agreement
This web site is a value added information service provided by the insurance
professionals at RPM Insurance Agency herein after known as "the agency".
By using the web site, you agree
to be bound by this Terms of Use Agreement. This
Terms of Use Agreement, all intellectual property
issues, and your rights and obligations shall be
governed by the laws of the United States of America
and the State of Pennsylvania governing contracts
wholly entered into and wholly performed within
State of Pennsylvania .
The agency may change this Terms
of Use Agreement at any time. When the terms are
changed, the changes will appear in this document.
By using the web site after any change in the Terms
of Use Agreement is posted, you agree to be bound
by all of the changes as well. You should consult
this page each time you access the web site
This Terms of Use Agreement is
personal to you, and you may not assign your rights
or obligations to anyone. If any provision of this
Agreement is invalid under applicable law, the
remaining provisions will continue in full force
and effect.
The agency may discontinue or
change the web site, or its availability to you,
at any time without notice.
Copyright and Limitations on Use
The information available through
this web site is the property of the agency or
its licensors and is protected by copyright and
other intellectual property laws. Information received
through the web site may be displayed, reformatted
and printed for your personal, non-commercial use
only. You agree not to reproduce, retransmit, distribute,
disseminate, sell, publish, broadcast or circulate
the information received through the web site to
anyone, including but not limited to others in
the same company or organization, without the express
prior written consent of the agency.. The web site
includes facts, views, opinions and recommendations
of individuals and organizations deemed of interest.
The agency does not guarantee the accuracy, completeness
or timeliness of, or otherwise endorse, these views,
opinions or recommendations.
Disclaimer of Warranties and Liability
Due to the number of sources from
which information on this web site may be obtained,
and the inherent hazards of electronic distribution,
there may be delays, omissions or inaccuracies
in such information and the web site.
The web site may contain generic
descriptions of coverage provided by various insurance
policies. Any description of coverage on this web
site is not a guarantee of the coverage provided
on your policy purchased through this agency, or
any other insurance policy you may currently own
or purchase in the future. To verify coverage provided
on your specific policy or a policy you are contemplating
purchasing, you should contact the agency directly
or the insurance carrier that issued, or will potentially
issue the policy.
THE AGENCY AND
ITS AFFILIATES, AGENTS AND LICENSORS CANNOT AND
DO NOT WARRANT THE ACCURACY, COMPLETENESS, CURRENTNESS,
NONINFRINGEMENT, MERCHANTABILITY OR FITNESS FOR
A PARTICULAR PURPOSE OF THE NEWS AND INFORMATION
AVAILABLE THROUGH THE WEB SITE, OR THE WEB SITE
ITSELF. NEITHER THE AGENCY NOR ANY OF ITS AFFILIATES,
AGENTS OR LICENSORS SHALL BE LIABLE TO YOU OR ANYONE
ELSE FOR ANY LOSS OR INJURY CAUSED IN WHOLE OR
PART BY ITS NEGLIGENCE OR CONTINGENCIES BEYOND
ITS CONTROL IN PROCURING, COMPILING, INTERPRETING,
REPORTING OR DELIVERING THE WEB SITE AND ANY NEWS
AND INFORMATION THROUGH THE WEB SITE. IN NO EVENT
WILL THE AGENCY, ITS AFFILIATES, AGENTS OR LICENSORS
BE LIABLE TO YOU OR ANYONE ELSE FOR ANY DECISION
MADE OR ACTION TAKEN BY YOU IN RELIANCE ON SUCH
INFORMATION OR FOR ANY CONSEQUENTIAL, SPECIAL OR
SIMILAR DAMAGES, EVEN IF ADVISED OF THE POSSIBILITY
OF SUCH DAMAGES. YOU AGREE THAT THE LIABILITY OF
THE AGENCY, ITS AFFILIATES, AGENTS AND LICENSORS,
IF ANY, ARISING OUT OF ANY KIND OF LEGAL CLAIM
(WHETHER IN CONTRACT, TORT OR OTHERWISE) IN ANY
WAY CONNECTED WITH THE WEB SITE OR THE INFORMATION
IN THE WEB SITE SHALL NOT EXCEED THE AMOUNT YOU
PAID TO THE AGENCY FOR USE OF THE SERVICE.
Privacy Policy
Dear Policyholder:
As your insurance agent or broker, our objective
is to professionally serve your insurance needs.
We recognize that in providing these services,
we have an obligation to safeguard the personal
information you entrust to us, as well as other
information we may collect as part of the insurance
transaction.
This notice describes the privacy practices and
standards we have adopted to protect and ensure
the confidentiality of your non-public personal
information. All of the companies listed below
adhere to these practices and standards.
PRIVACY POLICY
RPM Insurance Agency
We do not disclose any non-public personal information
about our policyholders or claimants to any third
parties except as is permitted by law. Any such
disclosures are made for the purpose of transacting
the business of your insurance coverage or your
claim. We do not sell or market your non-public
personal information.
The Information We Collect
We collect non-public personal information about
you from a variety of sources. The information
we collect allows us to properly underwrite and
rate your insurance policy and to complete the
other transactions incidental to your insurance
policy. Sources of information include:
- Information we receive from you on applications
or other forms
- Information about your transactions with us,
our affiliates, or others
- Information we receive from a consumer reporting
agency
- Driver information from the state motor vehicle
departments
- Medical or financial information
The Information We Disclose
We do not disclose any non-public personal information
about our policyholders except as permitted by
law. In some cases this information can be disclosed
to third parties without your authorization. These
disclosures may include those made to your insurance
company, appraisers, independent adjusters, insurance
regulators, and/or your mortgage lender or lienholder.
It is the agency's normal procedure that your policy
could be re-marketed for purposes of renewing or
replacing it. We do not sell our customer lists.
How We Protect Your Personal Information
We restrict access to your personal information
to those employees who need it to provide the insurance
products and services you have requested. We maintain
physical, electronic and procedural safeguards
to protect your personal information.
Any Questions?
This notice is required by federal law. If you
would like any additional information, please contact
us.
